braveins – push limits

Top 10 E-Wallets Worldwide: Ownership, Users, Country, and Valuation Digital wallets have become integral to modern finance—used for everything from daily purchases to peer-to-peer transfers. Let’s explore the top 10 e-wallets globally , along with their owners, user counts, origin countries, and estimated valuations. 1. Alipay Owner: Ant Group (affiliate of Alibaba Group) (Wikipedia) Users: Over 1.3 billion active users and 80 million merchants (Wikipedia) Country: China Valuation: Ant Group was valued at around US$313 billion before its IPO attempt in 2020 (Wikipedia) 2. WeChat Pay Owner: Tencent Holdings Limited Users: Approximately 1.13 billion users (2023) (Wikipedia) Country: China Valuation: Part of Tencent, one of the world’s most valuable tech firms with a market cap exceeding US$400 billion , though WeChat Pay itself isn't separately valued publicly. 3. Apple Pay Owner: Apple Inc. Users: Estimated ~500 million users globa...

How Credit Card Companies Really Make Money — The Business Behind Every Swipe Credit cards are everywhere — in your wallet, on your phone, and in countless online checkouts. Brands like Visa, Mastercard, and American Express have become so common that we barely think about how they actually make money. But here’s the surprising truth: most credit card companies don’t just earn from people paying interest on their balances — there’s a much bigger and smarter system at play. Let’s break it down. 1. They’re More Like Toll Roads Than Banks When you use a Visa or Mastercard, you might think the company is lending you money. In reality, Visa and Mastercard don’t usually issue the cards or lend the money — your bank does that. Instead, these companies run the payment network — like a digital highway connecting merchants, banks, and customers. Just like a toll road, they charge a fee every time someone “drives” (makes a purchase) across their network. 2. The Main Money Makers a) Tra...

Nokia’s Dual Comeback: Marrying Retro Charm with Cutting-Edge Tech Nokia, once the undisputed king of mobile phones, is writing a fascinating new chapter in its long history. After years away from the top of the smartphone game, the brand is leaning into a two-pronged strategy : Reviving iconic designs from its golden era, updated with modern internals. Launching advanced, future-ready smartphones that compete head-to-head with the industry’s most powerful devices. This approach is more than a marketing gimmick — it taps into deep emotional and practical desires in today’s mobile market. 1. The Nostalgia Revival: Classic Looks, Modern Performance For millions, Nokia isn’t just a brand; it’s a memory — the first text message sent, the click of a physical keypad, the endless rounds of Snake on a long bus ride. Nokia is now leveraging that nostalgia in devices like the reimagined Nokia 3210 (2024) and stylish feature phones with a dash of pop culture (e.g., Barbie Flip Pho...

Top 10 Largest Companies in the World by Market Cap (2025) As of mid-2025, global market capitalization continues to be dominated by tech giants, energy powerhouses, and semiconductor leaders. Below are the Top 10 publicly traded companies by market value , along with fascinating quick facts that add depth and color. Nvidia — ~$3.885 trillion (Indian Express, July 2025) The first company to breach the $4 trillion mark in July 2025, Nvidia’s surge is driven by its dominance in AI chips and software infrastructure. (Tom’s Hardware) Microsoft — ~$3.707 trillion (Indian Express, July 2025) Powered by its AI-infused cloud growth (Azure) and enterprise dominance, Microsoft reclaimed the crown of the world’s most valuable company in mid-2025. (Times of India) Apple — ~$3.189 trillion (Indian Express) Still the leader in consumer tech ecosystems, Apple’s valuation remains fueled by its premium hardware, services, and AI ambitions like Apple Intelligence. Amazon — ~$2.371 tril...